Replacing Microsoft Money
Microsoft Money stopped being updated in 2009. Here's how to bring your accounts from Money Plus into HouseCrew Money with QIF files, and keep going with your bank's downloads.
Checked October 2026
Microsoft stopped selling Money in 2009 and released Money Plus Sunset, a version that runs without activation, in 2010. Plenty of people still use it, but it gets no updates or fixes. HouseCrew Money reads the QIF files Money exports, and the same OFX and QFX files from your bank that Money used to.
What comes across: bank, cash and credit card accounts, with their transactions, payees, categories and transfers. What doesn’t: investment accounts and loan accounts. Money Plus can’t export a loan account, and HouseCrew Money doesn’t track investments; you can set a loan up again in Money with its rate and term.
1. Make a list of your accounts
Microsoft Money exports one account at a time, so write down every account you want to bring across before you start. Money Plus won’t export a closed account: reopen any you want to keep, export it, then close it again.
2. Add the accounts in HouseCrew Money
Create each account in HouseCrew Money with the same name it has in Microsoft Money. Leave the opening balance at zero; the export includes it.
3. Export each account
For each account on your list:
- In Microsoft Money, choose File › Export.
- Pick Loose QIF and choose OK. (Loose QIF keeps longer names than the strict kind.)
- Name the file after the account, so you can tell them apart, and save it.
- Choose the account from the list and continue.
4. Import them into HouseCrew Money
Drop all the files on HouseCrew Money at once, or choose Import and pick them. For each file:
- If the file names its account, Money matches it; if not, it asks Which account is this? once.
- Transactions keep their category when there’s one with the same name. Microsoft Money’s categories that aren’t there yet are listed at the top: Add them adds them all.
- Each transfer appears in both accounts’ files. Money pairs the two halves into one transfer instead of counting it twice.
Look over each account, then import it.
5. Check the balances
Compare each account’s balance in both apps. If one is off, compare the two registers month by month, or use Reconcile against your latest bank statement; “Why it’s off” points at the transactions that explain the difference.
6. Set up what’s coming
Add your paycheck, rent and regular bills as schedules (Money suggests the ones it spots in your history), and each card’s latest statement. That’s what fills in the forecast: each account’s balance, day by day, for the weeks ahead.
7. Download from your bank from now on
Most banks offer a file labeled for Quicken or Microsoft Money (QFX or OFX). Download one a week and drop it in; Money skips what it already has. Our bank guides show where to find it.
Like Money, on your PC
If you liked that Microsoft Money kept everything on your computer, HouseCrew Money’s Windows app does too, with no account needed, and it can be bought once.