How to download transactions from any bank or credit union
Where to find your bank’s transaction download, which file to pick, and how to bring it into a budget app without giving it your password.
Checked October 2026
Every bank lets you download your transactions as a file from its website, so you can keep a budget without handing any app your bank password. Banks rename their menus often, so these steps say where to look rather than quoting every label.
The steps
- Sign in to the bank’s website in a browser. Most banking apps can’t download files.
- Open the account and look near its transactions for Download, Export or a button with an arrow pointing down.
- Pick the dates and the file type, then save the file.
Which file to choose
OFX or QFX (Quicken, Web Connect or Money) if it’s offered: it says which account it’s for and what the balance is. Otherwise CSV (spreadsheet or Excel), or a QIF file.
If the bank offers no download, import the statement PDFs instead. Most banks keep them under Statements or Documents.
Then bring it into HouseCrew Money
Drop the file on Money (or choose Import). A QFX or OFX file names its account, so Money puts it in the right place on its own; a CSV asks you once which column is which and remembers it. Duplicates are skipped, so it doesn't matter if this download overlaps the last one.
How often? Once a week keeps the forecast close to the bank, and takes a minute or two. Pick a date range that starts a few days before your last download.
Other banks
ChaseBank of AmericaWells FargoCitiCapital OneU.S. BankPNCTruistAmerican ExpressDiscoverAllyNavy FederalUSAAFifth ThirdHuntington